Financial Services Risk Advisory partner in the London office of Ernst & Young

  • Tom is a Financial Services Risk Advisory partner in the London office of Ernst & Young. Tom has more than 35 years of experience as a regulator, business executive and banker in Europe and North America.

  • As a regulator, Tom was a member of the Executive Committee at the UK Financial Services Authority.  He also served as a member of the Basel Committee and as Alternate Chair of the European Banking Authority.

  • At the FSA Tom led its work on recovery and resolution (living wills), remuneration and the analysis of risks facing the banking sector.  He was also responsible for the prudential and conduct of supervision of wholesale firms in the banking, insurance and asset management sectors in the UK.

  • As CEO of a start-up trade finance and settlement company, Tom led the development of its award winning product.  The company successfully facilitated financing over $1 billion in trade receivables before Tom sold the company to a private investor.

  • As country executive for a major global bank, Tom led the development and growth of its business with corporate and financial institution clients whilst successfully managing compliance with regulations and relationships with national and global supervisors.

  • As chief of staff to the Vice Chairman of a major global bank, Tom played a key role in the development and execution of the bank's regulatory strategy in Europe and the United States.

  • Tom has published extensively on banking and financial issues, including his recent book Crisis: Cause, Containment and Cure.

  • Tom has a Ph.D. in Economics from the University of Chicago.